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​100 N. Central Ave, Hartsdale New York 10530
​ info@noshortageofmoney.com
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For questions or concerns regarding these Terms, please contact:
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12. Contact Information
​These Terms are governed by the laws of the State of New York, without regard to its conflict of law provisions. Any dispute shall be resolved in a state or federal court located in New York.
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11. Governing Law
​We reserve the right to update or modify these Terms at any time. We will notify users of material changes by updating the "Last Updated" date at the top of this page.
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10. Modifications
​Our Services may contain links to third-party websites or services we do not control. We are not responsible for the content or practices of those websites.
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9. Third-Party Links
​Your use of the Services is also governed by our [Privacy Policy] which describes how we collect, use, and protect your personal information.

​8. Privacy Policy
​To the maximum extent permitted by law, No Shortage Of Money shall not be liable for any direct, indirect, incidental, or consequential damages resulting from the use of our Services, including but not limited to, personal injury, loss of income, or licensing failure.

​7. Limitation of Liability
​Our programs are not a substitute for professional legal, tax, or financial advice. All users are responsible for their own actions and results.
​We provide educational services and tools to support your personal and financial development. We do not guarantee results, income, or licensing outcomes.
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6. Disclaimers
​Due to the digital nature of our products and services, we do not offer refunds once content has been accessed or downloaded, unless otherwise specified for a particular program. Please read all product descriptions and FAQs before purchasing.
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5. Refund Policy
​All fees are non-refundable unless explicitly stated in writing.
​Certain products and services (e.g., licensing training, coaching programs) may require payment. You agree to provide current, complete, and accurate billing information and authorize us to charge your selected payment method.
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4. Payment Terms
​All content, including but not limited to digital downloads, eBooks, videos, written content, branding, and trademarks, is the intellectual property of No Shortage Of Money or its licensors. Unauthorized use of our intellectual property is strictly prohibited.

3. Intellectual Property
​Share or distribute login credentials to paid materials.
​Use our content for any illegal or unauthorized purpose.
​Reproduce, resell, or redistribute our content without written permission.
​You may not:
​You agree to use the Services for lawful purposes only and in a way that does not infringe upon the rights of others, restrict or inhibit anyone else’s use and enjoyment, or violate any laws.
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2. Use of Services
​Our Services are intended for individuals 18 years and older. By using the Services, you represent and warrant that you are of legal age to enter into a binding agreement.
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1. Eligibility
​By accessing or using any part of our Services, you agree to be bound by these Terms. If you do not agree to all the Terms, do not use our Services.

​Welcome to Diversity Empowered LLC, dba No Shortage Of Money/term, a coaching and educational platform operated by [Diversity Empowered LLC, ("Company", "we", "us", or "our"). These Terms and Conditions ("Terms") govern your use of our website, products, services, and digital content, including our free eBook, coaching programs, online courses, and any other materials ("Services").
​Last Updated: May 15, 2025No Shortage Of Money Terms and Conditions